| Q: | Why use a Mortgage Broker? |
| A: | Your Bank/Building Society cannot give you independent advice. |
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| Q: | Why use Lidierth Financial? |
| A: | As a member of Select Financial Group, we believe that professional financial advice can add significant value. We are committed to delivering all these benefits to you. |
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| Q: | How much can I borrow? |
| A: | The amount you can borrow will be determined by the income earned by the applicant(s). Your broker will give you an accurate indication during your first meeting. |
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| Q: | What Term/how many years? |
| A: | Mortgages are now available for terms up to 40 years depending on the applicants age at maturity of the loan. |
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| Q: | What Interest Rate? |
| A: | This is where mortgages can become confusing…but your broker will explain a number of options that meet your needs. |
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| Q: | How much will it cost? |
| A: | During your first meeting we will identify your unique requirements and establish key product selection criteria. This will include an indication of your likely mortgage repayments. |
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| Q: | What else do I need? |
| A: | Life Assurance ( called ‘Mortgage Protection’) and house insurance are required by your mortgage provider. Again your broker will quote. |
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| Q: | How do I apply? |
| A: | All lenders require some basic financial data on your status. When submitted your Broker will immediately seek approval.Again your broker will quote. |
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| Q: | How long for a decision? |
| A: | Once all the required information is submitted approval can normally be obtained within 4-5 working days. |
